bio carole glade


Carole Glade

Carole Glade is a financial literacy educator and consultant with over 40 years experience working with business, education, nonprofit, and government. She is known nationally and internationally for her work in personal finance, constituent relations, and consumer and customer education.

As a personal finance educator, her work has included developing a national marketplace education program and competition for high school students; spearheading financial literacy programs for seniors, low-income adults, and children; enhancing homeownership opportunities for women and minorities; creating financial literacy materials and activities for teachers and students; and conducting financial literacy training for teachers, educators, and community and tribal leaders across the country. She works with the Muriel F. Siebert Foundation conducting financial literacy training and programs for schools, organizations, and educational associations.

Glade has served as an adjunct faculty member with the University of Wisconsin/Milwaukee, Kent State University, Montclair State University and Rutgers University. She is currently a faculty member at Central New Mexico Community College, the Chair of the Board of Directors for Albuquerque GED, and an examiner with Quality New Mexico.

She holds a BS in Education and a MA in Consumer Studies. She resides with her family in Mountainair, New Mexico.

bio chris giddes


Chris Giddes

Chris teaches Social Studies at Metuchen High School, in Metuchen, NJ.  He has been teaching   A.P. U.S. History and Personal Finance for 6 years.  Chris has a Bachelor of Arts Degree in History from Rutgers University, and completed his teaching certification through Kean University.  

He has been teaching Personal Finance for four years, and enjoys creating the necessary connections between course content and students’ real world experiences.  He brings his personal experience to DoughMain Education Foundation and is excited to enhance the learning experience for personal finance students of the future through his contributions.

bioalex lamon


Alex Lamon

Alex teaches 9th through 12th grade business and economics classes at Livingston High School in NJ. He teaches all levels of classes, including college-level AP courses. He is also the teacher-coach for Livingston's mock trial team. He earned a Bachelor's Degree in Business Education from Rider University and is currently pursuing his Master’s Degree in Education from The College of New Jersey.
Alex enjoys showing students how financial literacy and economic skills are applicable to their everyday lives using simulations and cooperative learning activities.

bio brittany miller


Brittany Miller

Brittany has been teaching in the Business Department at John F. Kennedy Memorial High School in the Woodbridge Township School District, NJ for 7 years.  She teaches students ranging from 9th through 12th grade. In addition to teaching financial literacy, she teaches Microsoft Office, Google Apps and Principles of Business to name a few.

Brittany earned her Bachelor’s Degree in Finance from Montclair State University and both her Master’s Degree in Educational Technology and Supervisor's Certification from New Jersey City University. She is excited to bring her experiences and ideas teaching financial literacy to the DoughMain Education Foundation.

bio elaine murray


Elaine Murray

Elaine has worked as a high school Business Education Teacher for the past 13 years at John F. Kennedy Memorial High School in Woodbridge Township, NJ teaching Financial Literacy and Business Management. She is an enthusiastic educator with a passion for student development and has extensive business education instruction experience. She has chaired in the creation of numerous business education curriculums. Prior to becoming an educator she worked for 15 years in the insurance industry as a property and casualty underwriter.  

Elaine also serves as the treasurer for the high school where she monitors financial activities and details, such as cash flow and reserve levels, as well as analyzes the financial details of past, present, and expected operations to identify development opportunities and areas where improvement is needed.

Jackie Nyers doughmain education foundation


Jackie Nyers


Jackie is a Business Education Teacher at Colonia High School in Woodbridge Township, NJ for the past 4 years.  She teaches Financial Literacy, Business Management, Principles of Business, Careers as well as Microsoft Office and Google Applications.  In addition, she has been on the curriculum team for the Financial Literacy program at her district.  

Jackie earned her Bachelor’s Degree in Business Administration with a concentration in Accounting at Seton Hall University.  Prior to becoming an educator, she worked in the private sector in the electrical distributing industry as an accountant for 16 years.  Jackie enjoys teaching Financial Literacy to her students and she believes the development of these skills are valuable in their everyday lives.

bio juan swistl


Juan Swist

Juan has been a middle school Social Studies teacher for seven years in the Franklin Public School System in Somerset County, NJ. He earned his Bachelor’s and Master’s Degrees from Rutgers University. Outside of the classroom he has developed and aligned the district’s K-12 Social Studies curriculum to both the New Jersey Core Curriculum Content Standards and the National Common Core State Standards. He believes that financial literacy is an important topic that must be discussed early and often in education given the nation’s financial climate.


Previous Years' Educators

Lorin Benke, DoughMain Education Foundation


Lorin Benke

Lorin teaches fourth grade in a self-contained classroom in Montgomery Township, NJ. She has been teaching for 15 years. As an elementary teacher, she enjoys focusing on her students’ social and emotional growth as well as their academic progress.

She has a Bachelor of Science in Elementary Education from The Pennsylvania State University. Her passion throughout her teaching career has been improving her understanding and delivery of best practice in instruction and instructional design. She brings this knowledge to bear on the DoughMain platform so that the design of the financial activities and lessons reflects the best of what we know today about how kids learn.

Prior to teaching, Lorin successfully owned and operated a small restaurant, and loves to cook and eat good food!

bio mala terrell


Mala Terrell

Mala graduated from The College of New Jersey with a Bachelor of Science Degree in Elementary Education and English. She has dedicated 10 years to teaching elementary school children in the New Brunswick Public School System. She has a passion for teaching and learning, with specialty areas in curriculum, assessment development, and literacy. Mala is now a high school English Teacher serving students in the Jersey City Public Schools. Currently she teaches at a one of Jersey City's academic high schools and was selected for piloting The Cambridge Program, an advanced English course to prepare students for future AP classes.  

Mala received her Master’s Degree from Kean University in Educational Leadership and Supervision and is often selected to lead curriculum development teams. 

bio joanna vasiliades


Joanna Vasiliades

Joanna graduated from Fashion Institute of Technology in New York in 2009 with a Bachelor’s of Arts Degree in Advertising and Marketing. She spent time working with fashion and technology brands in marketing and public relations. In 2011, she switched gears and went through the Alternate Route program to become a business teacher.

At the Academy for Information Technology in the Union County Vo-Tech District, she teaches Financial Literacy, Business Communications, Marketing, Senior Internship, and is the advisor to the largest FBLA chapter in NJ. Joanna also serves on the NJ Department of Education Career and Technical Education Alternate Route Advisory Board. In addition to her extensive financial literacy teaching experience, Joanna brings the technical education route perspective to the team.

Rob Skibinski, DoughMain Education Foundation


Rob Skibinski

Rob attended the University of Scranton where he graduated in 1991 with a degree in finance and economics. He worked at one of the top investment banking firms in the country as an associate director and institutional market maker in the NASDAQ securities market. Rob has also served as an assistant to the treasurer of a New Jersey regional bank assisting the CFO in daily management of its $600 million fixed income portfolio. He then made a career shift and became a teacher.

In 2008, he was awarded the Governor’s Teacher Award for Excellence, and was recognized by the Montgomery community in 2009 as a winner of the “Founders Day” award for his efforts in bringing financial literacy to his students. He was also active in revising curriculum to implement the 2009 State Standards for teaching 21st Century Life skills and Financial Literacy in his district.

Stefanie Lachenauer, DoughMain Education Foundation


Stefanie Lachenauer

Stephanie teaches 6th grade social studies in Montgomery Township School District and taught language arts and social studies in 5th and 6th grade in Montgomery for the past six years. Stefanie earned her bachelor degree from Douglass College, Rutgers University in Sociology and holds a Master of Education in Elementary Education with a specialization in middle school social studies from Rutgers Graduate School of Education in New Brunswick, New Jersey. Stefanie has a passion for traveling and has taught English in Costa Rica and South Africa.

Stefanie is inspired and driven to teach her students about social justice and helping them to be strong, passionate, and informed decision makers in a global society.

Cindy Magalio, DoughMain Education Foundation


Cindy Magalio

Cindy is a Technology teacher for the primary grades in the Montgomery Township School District in New Jersey. She also choreographs for a local theater and marching band. She has an Elementary Education degree from West Chester University in Pennsylvania and is pursuing a Master of Educational Technology degree online from Boise State University.

She is excited to promote the goals of the foundation by creating engaging and meaningful learning materials that promote valuable financial skills among our nation’s youth.

Violet Markmann, DoughMain Education Foundation


Violet Markmann

Violet is a middle school Computer Technology teacher in the Montgomery Township School District in New Jersey and has been teaching computer literacy skills for 18 years. She has earned several awards for incorporating innovative technology practices into the courses she teaches. Violet has a Marketing Education degree from Montclair State University in New Jersey and has received a Master in Educational Technology from The College of New Jersey.

Violet is eager to share her experience with other teachers through DoughMain Education Foundation’s financial literacy program.

Jen Whitehouse DoughMain Education Foundation


Jen Whitehouse

Jennifer has taught 5th grade Language Arts and Social Studies for eight years in Montgomery, NJ. She has a dual degree in History and American Studies from Mary Washington University in Fredericksburg, VA and a Masters in Teaching for Elementary Education from The College of New Jersey in Ewing, NJ.

Jen enjoys the chance to take her educational knowledge out of the classroom to help our nation’s youth become financially competent.